Homes on the Hill is a HUD-approved housing counseling agency serving all residents in Ohio. If you are behind on your mortgage payments, wondering about refinancing, worried about your credit score, or facing foreclosure, we can help.

Attendance at HOTH-CDC education sessions is free, but there may be charges for items such as credit reports.


Certified housing counselors can help you ...

  • Create a spending and savings plan
  • Avoid foreclosure
  • Refinance your mortgage
  • Manage debt


Periodic workshops will teach you ...

  • How to manage your finances
  • Ways to make your home energy efficient
  • How to avoid predatory lending


Foreclosure Prevention Orientation

Are you at risk of foreclosure or just behind on your mortage payments? Attend our foreclosure prevention orientation to get one-on-one assistance and guidance. Attendees will have the opportunity to discuss their situation and options available to them. Our counselors are fully trained to provide you with assistance in avoiding foreclosure, including working with your lender, preparing you for mediation, and discussing other available options. We offer an orientation that provides general information about the types of resources and assistance that are available to prevent foreclosure from happening.

Please bring to the Orientation your most recent mortgage statement, information that will assist you in completing a monthly budget worksheet, and a hardship letter if you've written one to your lender.

Check the Calendar of Events for scheduling.


Budget and Credit Counseling

In these one-on-one sessions, a housing counselor will teach you how to read your credit report, develop a relationship with a bank, develop a household budget, and create an action plan to improve your credit store and establish savings. Call 614-275-4663, ext. 101, to make an appointment. Before your first visit, download, print, and fill out the Homeowner Resources and bring them with you. See the links in the upper right-hand panel of this page.


Want more information?

Please call us at 614-275-4663 or fill out this form.